hypothèque?

GeeC1Kwiziq community member

hypothèque?

I translated mortgage as "hypothèque" but that wasn't one of the accepted answers. What's the difference between hypothèque and emprunt immobilier?

Asked 1 year ago
CécileKwiziq team memberCorrect answer

Hi Gee, 

I am not a financial expert and I have always asked myself this question.

The system is probably different in some countries but if you say in French -

J'ai hypothéqué ma maison 

it means that you are borrowing against the value of that asset. so it is more of a secured loan.

To buy a house in France you would arrange 'un emprunt immobilier'.

Hope this helps!

ChrisC1 Kwiziq Q&A super contributor

I guess the difference is this:

un emprunt immobilier -- a loan for buying a hose, secured by other means than the house
une hypothéque -- a loan with the house as security

Gee asked:View original

hypothèque?

I translated mortgage as "hypothèque" but that wasn't one of the accepted answers. What's the difference between hypothèque and emprunt immobilier?

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